Understanding Texting Scams: Protect Yourself from Fraud
Rising Threat: Texting Scams and Their Tactics
Texting scams have become alarmingly common, with scammers masquerading as state agencies to extort money from unsuspecting victims. They often send fraudulent text messages claiming unpaid traffic ticket fines, threatening legal actions such as license suspension for noncompliance. These scams exploit the fear of legal repercussions, fooling many into clicking on malicious links or paying bogus fees.
The Alarming Increase in Cybercrime
According to the FBI's Internet Crime Complaint Center, a staggering $16.6 billion was lost to cybercrime in 2024, reflecting how significant and widespread this issue has become. Text-based scams alone accounted for $470 million in losses, emphasizing the need for vigilance and awareness in digital communications.
State Responses to Combat Scams
States are actively warning residents of these scams, emphasizing that authentic state motor vehicle departments do not collect fines via text message. Alerts have been issued in numerous states, including Alabama, Arizona, and Minnesota, urging individuals to be cautious and report suspicious communications.
Proactive Measures to Protect Yourself
To safeguard against these scams, consider the following steps:
- Do not respond to or use contact information in suspicious messages.
- Never provide personal or financial information through these texts.
- Verify phone numbers and websites before making any payment.
- Avoid clicking on any attachments or links in unsolicited texts.
- Use your phone's “report junk” feature to report and block scam texts.
- Inform friends and family about these threats to prevent them from falling victim.
Steps to Take If You Encounter a Scam
If you receive a fraudulent text, report it immediately. You can file a complaint with the Federal Trade Commission at ReportFraud.ftc.gov. Staying informed and cautious can protect you and your loved ones from becoming victims of these increasing scams.